Current Rates

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Interest rates and annual percentage yield (APY) are effective 12/19/2017. Rates are updated every Tuesday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal. Call (806) 355-9661 for current market rates.

 

CD's


--------------------------- Days ---------------------------

  30 60 90 180 270 365 15 Mo. 18 Mo. 2 Yrs 3 Yrs 4 Yrs 5 Yrs
$2500-$49,999 .20% .25% .40% .55% .65% .80% .85% .90% 1.05% 1.30% 1.55% 1.80%
APY .20% .25% .40% .55% .65% .80% .85% .90% 1.05% 1.30% 1.56% 1.81%
$50,000-$99,999 .30% .35% .50% .65% .75% .90% .95% 1.00% 1.15% 1.40% 1.65% 1.90%
APY .30% .35% .50% .65% .75% .90% .95% 1.00% 1.15% 1.40% 1.66% 1.91%
$100,000 .40% .45% .60% .75% .85% 1.00% 1.05% 1.10% 1.25% 1.50% 1.75% 2.00%
APY .40% .45% .60% .75% .85% 1.00% 1.05% 1.10% 1.25% 1.51% 1.76% 2.01%

IRA's

  12 Mo. 18 Mo. 24 Mo. 30 Mo. 36 Mo.  
   Variable Rate .25% .40% .95% .95% .55%  
   APY .25% .40% .95% .95% .55%  
       
   Fixed Rate 1.00% 1.10% 1.25% 1.25% 1.50%  
   APY 1.01% 1.11% 1.26% 1.26% 1.51%

MMDA is $1,000 minimum daily balance and $2,000 average daily balance per statement cycle.

   MMDA  .30%  
   APY .30%  
   Smart Banking MMDA .55%  
   APY .55%  
   Savings .05%  
   APY .05%  
   SmartBanking Savings .10%  
   APY .10%  
   Checking w/interest 0.05%  
   APY 0.05%  
   SmartChecking w/interest 0.30%  
   APY 0.30%

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