Deposit Rate Sheet

 

Interest rates and annual percentage yield (APY) are effective 08/08/2012. Rates are updated every Tuesday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal. Call (806) 355-9661 for current market rates..

 

   CD's  
--------------------------- Days ---------------------------            
  30 60 90 180 270 365 15 Mo. 18 Mo. 2 Yrs 3 Yrs 4 Yrs 5 Yrs
$2500-$49,999

.10%

.10%

.10%

.10%

.10%

.11%

.21%

.21%

.36%

.56%

.71%

.91%

APY

.10%

.10%

.10%

.10%

.10%

.11%

.21%

.21%

.36%

.56%

.71%

.91%

$50,000-$99,999

.10%

.10%

.10%

.10%

.16%

.21%

.31%

.31%

.46%

.66%

.81%

1.01%

APY

.10%

.10%

.10%

.10%

.16%

.21%

.31%

.31%

.46%

.66%

.81%

1.01%

$100,000

.10%

.10%

.10%

.16%

.26%

.31%

.41%

.41%

.56%

.76%

.91%

1.11%

APY

.10%

.10%

.10%

.16%

.26%

.31%

.41%

.41%

.56%

.76%

.91%

1.11%

   IRA's  
 
  12 Mo. 18 Mo. 24 Mo. 30 Mo. 36 Mo.  
   Variable Rate

.31%

.41%

.41%

.46%

.51%

 
   APY

.31%

.41%

.41%

.46%

.51%

 
 
 
   Fixed Rate

.31%

.36%

.56%

.66%

.76%

 
   APY

.31%

.36%

.56%

.66%

.76%

 
 
   MMDA is $1,000 minimum daily balance and $2,000 average daily balance per statement cycle.
   
   MMDA 

.16%

 
   APY

.16%

 
   Smart Banking MMDA

.21%

 
   APY

.21%

 
   Savings

.06%

 
   APY

.06%

 
   SmartBanking Savings

.11%

 
   APY

.11%

 
   Checking w/interest

0.05%

 
   APY

0.05%

 
   SmartChecking w/interest

0.10%

 
   APY

0.10%