Current Rates

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Interest rates and annual percentage yield (APY) are effective 10/16/2018. Rates are updated every Tuesday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal. Call (806) 355-9661 for current market rates.

 

CD's


--------------------------- Days ---------------------------

  30 Day 60 Day 90 Day 180 Days 270 Days 365 Days 15 Mo. 18 Mo. 24 Mo. 36 Mo. 48 Mo. 60 Mo.
$2500-$49,999 .40% .50% .85% 1.20% 1.30% 1.55% 1.55% 1.60% 1.80% 2.05% 2.20% 2.60%
APY .40% .50% .85% 1.20% 1.30% 1.55% 1.56% 1.61% 1.81% 2.06% 2.21% 2.62%
$50,000-$99,999 .50% .60% .95% 1.30% 1.40% 1.65% 1.65% 1.70% 1.90% 2.15% 2.30% 2.70%
APY .50% .60% .95% 1.30% 1.40% 1.65% 1.66% 1.71% 1.91% 2.16% 2.31% 2.72%
$100,000 .60% .70% 1.05% 1.40% 1.50% 1.75% 1.75% 1.80% 2.00% 2.25% 2.40% 2.80%
APY .60% .70% 1.05% 1.40% 1.50% 1.75% 1.76% 1.81% 2.01% 2.26% 2.41% 2.82%

IRA's

  12 Mo. 18 Mo. 24 Mo. 30 Mo. 36 Mo.  
   Variable Rate 1.35% 1.40% 1.60% 1.60% 1.85%  
   APY 1.36% 1.41% 1.61% 1.61% 1.87%  
       
   Fixed Rate 1.75% 1.80% 2.00% 2.00% 2.25%  
   APY 1.77% 1.82% 2.02% 2.02% 2.28%

MMDA, SmartBanking, Checking w/Interest

   MMDA  .45%  
   APY .45%  
   SmartBanking MMDA .85%  
   APY .85%  
   Savings .05%  
   APY .05%  
   SmartBanking Savings .75%  
   APY .75%  
   Checking w/interest 0.05%  
   APY 0.05%  
   SmartChecking w/interest 0.60%  
   APY 0.60%

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