Current Rates

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Interest rates and annual percentage yield (APY) are effective 8/7/2018. Rates are updated every Tuesday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal. Call (806) 355-9661 for current market rates.

 

CD's


--------------------------- Days ---------------------------

  30 Day 60 Day 90 Day 180 Days 270 Days 365 Days 15 Mo. 18 Mo. 24 Mo. 36 Mo. 48 Mo. 60 Mo.
$2500-$49,999 .30% .40% .70% 1.00% 1.10% 1.20% 1.25% 1.30% 1.65% 1.70% 1.95% 2.30%
APY .30% .40% .70% 1.00% 1.10% 1.20% 1.26% 1.30% 1.66% 1.71% 1.96% 2.31%
$50,000-$99,999 .40% .50% .80% 1.10% 1.20% 1.30% 1.35% 1.40% 1.75% 1.80% 2.05% 2.40%
APY .40% .50% .80% 1.10% 1.20% 1.30% 1.36% 1.40% 1.76% 1.81% 2.06% 2.41%
$100,000 .50% .60% .90% 1.20% 1.30% 1.40% 1.45% 1.50% 1.85% 1.90% 2.15% 2.50%
APY .50% .60% .90% 1.20% 1.30% 1.40% 1.46% 1.51% 1.86% 1.91% 2.16% 2.52%

IRA's

  12 Mo. 18 Mo. 24 Mo. 30 Mo. 36 Mo.  
   Variable Rate 1.00% 1.10% 1.45% 1.45% 1.50%  
   APY 1.00% 1.11% 1.46% 1.46% 1.51%  
       
   Fixed Rate 1.40% 1.50% 1.85% 1.85% 1.90%  
   APY 1.41% 1.51% 1.87% 1.87% 1.92%

MMDA, SmartBanking, Checking w/Interest

   MMDA  .45%  
   APY .45%  
   SmartBanking MMDA .70%  
   APY .70%  
   Savings .05%  
   APY .05%  
   SmartBanking Savings .60%  
   APY .60%  
   Checking w/interest 0.05%  
   APY 0.05%  
   SmartChecking w/interest 0.30%  
   APY 0.30%

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