Interest rates and annual percentage yield (APY) are effective 2/4/2020. Rates are updated every Tuesday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal. Call 806.355.9661 for current market rates.
CDs
| DAYS | 30 day | 60 day | 90 day | 180 days | 270 days | 365 days | 15 mo | 18 mo | 24 mo | 36 mo | 48 mo | 60 mo |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $2500-$49,999 | .30% | .50% | .80% | 1.20% | 1.25% | 1.40% | 1.45% | 1.55% | 1.60% | 1.65% | 1.70% | 1.75% |
| APY | .30% | .50% | .80% | 1.20% | 1.25% | 1.40% | 1.46% | 1.56% | 1.61% | 1.66% | 1.71% | 1.76% |
| $50,000-$99,999 | .40% | .60% | .90% | 1.30% | 1.35% | 1.50% | 1.55% | 1.65% | 1.70% | 1.75% | 1.80% | 1.85% |
| APY | .40% | .60% | .90% | 1.30% | 1.35% | 1.50% | 1.56% | 1.66% | 1.71% | 1.76% | 1.81% | 1.86% |
| $100,000 | .50% | .70% | 1.00% | 1.40% | 1.45% | 1.60% | 1.65% | 1.75% | 1.80% | 1.85% | 1.90% | 1.95% |
| APY | .50% | .70% | 1.00% | 1.40% | 1.45% | 1.60% | 1.66% | 1.76% | 1.81% | 1.86% | 1.91% | 1.96% |
IRAs
| Months | 12 mo | 18 mo | 24 mo | 30 mo | 36 mo | |||
|---|---|---|---|---|---|---|---|---|
| Variable Rate | 1.20% | 1.35% | 1.40% | 1.40% | 1.45% | |||
| APY | 1.21% | 1.36% | 1.41% | 1.41% | 1.46% | |||
| Fixed Rate | 1.60% | 1.75% | 1.80% | 1.80% | 1.85% | |||
| APY | 1.61% | 1.77% | 1.82% | 1.82% | 1.87% | |||
MMDA, SmartBanking, Checking With Interest, Savings
| MMDA | .35% | |||||||
| APY | .35% | |||||||
| SmartBanking MMDA | .85% | |||||||
| APY | .85% | |||||||
| Savings | .03% | |||||||
| APY | .03% | |||||||
| SmartBanking Savings | .50% | |||||||
| APY | .50% | |||||||
| Checking w/interest | 0.02% | |||||||
| APY | 0.02% | |||||||
| SmartChecking w/interest | 0.40% | |||||||
| APY | 0.40% | |||||||