Interest rates and annual percentage yield (APY) are effective 09/08/2021. Rates are updated every Tuesday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal. Call 806.355.9661 for current market rates.
CDs
| DAYS | 30 day | 60 day | 90 day | 180 days | 270 days | 365 days | 15 mo | 18 mo | 24 mo | 36 mo | 48 mo | 60 mo |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $2500-$49,999 | .10% | .10% | .10% | .10% | .10% | .10% | .15% | .15% | .30% | .35% | .50% | .60% |
| APY | .10% | .10% | .10% | .10% | .10% | .10% | .15% | .15% | .30% | .35% | .50% | .60% |
| $50,000-$99,999 | .10% | .10% | .10% | .10% | .15% | .20% | .25% | .25% | .40% | .45% | .60% | .70% |
| APY | .10% | .10% | .10% | .10% | .15% | .20% | .25% | .25% | .40% | .45% | .60% | .70% |
| $100,000 – Over | .10% | .10% | .15% | .20% | .25% | .30% | .35% | .35% | .50% | .55% | .70% | .80% |
| APY | .10% | .10% | .15% | .20% | .25% | .30% | .35% | .35% | .50% | .55% | .70% | .80% |
IRAs
| Months | 12 mo | 18 mo | 24 mo | 30 mo | 36 mo |
|---|---|---|---|---|---|
| Variable Rate | .15% | .15% | .15% | .15% | .15% |
| APY | .15% | .15% | .15% | .15% | .15% |
| Fixed Rate | .30% | .35% | .45% | .50% | .55% |
| APY | .30% | .35% | .45% | .50% | .55% |
MMDA, SmartBanking, Checking With Interest, Savings
| Rate | APY | |
| MMDA | .08% | .08% |
| SmartBanking MMDA | .15% | .15% |
| Savings | .01% | .01% |
| SmartBanking Savings | .10% | .10% |
| Checking w/interest | .01% | .01% |
| SmartChecking w/interest | .10% | .10% |