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Interest rates and annual percentage yield (APY) are effective 10/16/2018. Rates are updated every Tuesday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal. Call 806.355.9661 for current market rates.

CDs

DAYS 30 day 60 day 90 day 180 days 270 days 365 days 15 mo 18 mo 24 mo 36 mo 48 mo 60 mo
$2500-$49,999 .40% .50% .85% 1.20% 1.30% 1.55% 1.55% 1.60% 1.80% 2.05% 2.20% 2.60%
APY .40% .50% .85% 1.20% 1.30% 1.55% 1.56% 1.61% 1.81% 2.06% 2.21% 2.62%
$50,000-$99,999 .50% .60% .95% 1.30% 1.40% 1.65% 1.65% 1.70% 1.90% 2.15% 2.30% 2.70%
APY .50% .60% .95% 1.30% 1.40% 1.65% 1.66% 1.71% 1.91% 2.16% 2.31% 2.72%
$100,000 .60% .70% 1.05% 1.40% 1.50% 1.75% 1.75% 1.80% 2.00% 2.25% 2.40% 2.80%
APY .60% .70% 1.05% 1.40% 1.50% 1.75% 1.76% 1.81% 2.01% 2.26% 2.41% 2.82%

IRAs

Months 12 mo 18 mo 24 mo 30 mo 36 mo  
Variable Rate 1.35% 1.40% 1.60% 1.60% 1.85%  
APY 1.36% 1.41% 1.61% 1.61% 1.87%  
       
Fixed Rate 1.75% 1.80% 2.00% 2.00% 2.25%  
APY 1.77% 1.82% 2.02% 2.02% 2.28%

MMDA, SmartBanking, Checking With Interest, Savings

MMDA .45%  
APY .45%  
SmartBanking MMDA .85%  
APY .85%  
Savings .05%  
APY .05%  
SmartBanking Savings .75%  
APY .75%  
Checking w/interest 0.05%  
APY 0.05%  
SmartChecking w/interest 0.60%  
APY 0.60%
Call us at 806.355.9661