Interest rates and annual percentage yield (APY) are effective 3/20/2020. Rates are updated every Tuesday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal. Call 806.355.9661 for current market rates.
CDs
| DAYS | 30 day | 60 day | 90 day | 180 days | 270 days | 365 days | 15 mo | 18 mo | 24 mo | 36 mo | 48 mo | 60 mo |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $2500-$49,999 | .10% | .10% | .10% | .10% | .15% | .20% | .30% | .30% | .40% | .45% | .55% | .65% |
| APY | .10% | .10% | .10% | .10% | .15% | .20% | .30% | .30% | .40% | .45% | .55% | .65% |
| $50,000-$99,999 | .10% | .10% | .15% | .20% | .25% | .30% | .40% | .40% | .50% | .55% | .65% | .75% |
| APY | .10% | .10% | .15% | .20% | .25% | .30% | .40% | .40% | .50% | .55% | .65% | .75% |
| $100,000 – Over | .15% | .15% | .25% | .30% | .35% | .40% | .50% | .50% | .60% | .65% | .75% | .85% |
| APY | .15% | .15% | .25% | .30% | .35% | .40% | .50% | .50% | .60% | .65% | .75% | .85% |
IRAs
| Months | 12 mo | 18 mo | 24 mo | 30 mo | 36 mo | |||
|---|---|---|---|---|---|---|---|---|
| Variable Rate | .15% | .15% | .15% | .15% | .15% | |||
| APY | .15% | .15% | .15% | .15% | .15% | |||
| Fixed Rate | .40% | .50% | .60% | .65% | .65% | |||
| APY | .40% | .50% | .60% | .65% | .65% | |||
MMDA, SmartBanking, Checking With Interest, Savings
| MMDA | .10% | |||||||
| APY | .10% | |||||||
| SmartBanking MMDA | .30% | |||||||
| APY | .30% | |||||||
| Savings | .01% | |||||||
| APY | .01% | |||||||
| SmartBanking Savings | .15% | |||||||
| APY | .15% | |||||||
| Checking w/interest | 0.01% | |||||||
| APY | 0.01% | |||||||
| SmartChecking w/interest | 0.10% | |||||||
| APY | 0.10% | |||||||