Interest rates and annual percentage yield (APY) are effective 09/27/2022. Rates are updated every Tuesday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal. Call 806.355.9661 for current market rates.
CDs
| DAYS | 30 day | 60 day | 90 day | 180 days | 270 days | 365 days | 15 mo | 18 mo | 24 mo | 36 mo | 48 mo | 60 mo |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $2500-$49,999 | 1.05% | 1.10% | 1.30% | 1.60% | 1.80% | 2.05% | 2.15% | 2.30% | 2.35% | 2.35% | 2.35% | 2.35% |
| APY | 1.06% | 1.11% | 1.31% | 1.61% | 1.80% | 2.05% | 2.17% | 2.31% | 2.36% | 2.36% | 2.36% | 2.36% |
| $50,000-$99,999 | 1.15% | 1.20% | 1.40% | 1.70% | 1.90% | 2.15% | 2.25% | 2.40% | 2.45% | 2.45% | 2.45% | 2.45% |
| APY | 1.16% | 1.21% | 1.41% | 1.71% | 1.90% | 2.15% | 2.27% | 2.41% | 2.47% | 2.47% | 2.47% | 2.47% |
| $100,000 – Over | 1.25% | 1.30% | 1.50% | 1.80% | 2.00% | 2.25% | 2.35% | 2.50% | 2.55% | 2.55% | 2.55% | 2.55% |
| APY | 1.26% | 1.31% | 1.51% | 1.81% | 2.01% | 2.25% | 2.37% | 2.52% | 2.57% | 2.57% | 2.57% | 2.57% |
IRAs
| Months | 12 mo | 18 mo | 24 mo | 30 mo | 36 mo |
|---|---|---|---|---|---|
| Variable Rate | .15% | .15% | .15% | .15% | .15% |
| APY | .15% | .15% | .15% | .15% | .15% |
| Fixed Rate | 2.25% | 2.50% | 2.55% | 2.55% | 2.55% |
| APY | 2.28% | 2.53% | 2.58% | 2.58% | 2.58% |
MMDA, SmartBanking, Checking With Interest, Savings
| Rate | APY | |
| MMDA | .75% | .75% |
| SmartBanking MMDA | 1.25% | 1.26% |
| Savings | .50% | .50% |
| SmartBanking Savings | 1.00% | 1.00% |
| Checking w/interest | .40% | .40% |
| SmartChecking w/interest | .65% | .65% |
