Interest rates and annual percentage yield (APY) are effective 10/16/2018. Rates are updated every Tuesday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal. Call 806.355.9661 for current market rates.
CDs
| DAYS | 30 day | 60 day | 90 day | 180 days | 270 days | 365 days | 15 mo | 18 mo | 24 mo | 36 mo | 48 mo | 60 mo |
| $2500-$49,999 | .40% | .50% | .85% | 1.20% | 1.30% | 1.55% | 1.55% | 1.60% | 1.80% | 2.05% | 2.20% | 2.60% |
| APY | .40% | .50% | .85% | 1.20% | 1.30% | 1.55% | 1.56% | 1.61% | 1.81% | 2.06% | 2.21% | 2.62% |
| $50,000-$99,999 | .50% | .60% | .95% | 1.30% | 1.40% | 1.65% | 1.65% | 1.70% | 1.90% | 2.15% | 2.30% | 2.70% |
| APY | .50% | .60% | .95% | 1.30% | 1.40% | 1.65% | 1.66% | 1.71% | 1.91% | 2.16% | 2.31% | 2.72% |
| $100,000 | .60% | .70% | 1.05% | 1.40% | 1.50% | 1.75% | 1.75% | 1.80% | 2.00% | 2.25% | 2.40% | 2.80% |
| APY | .60% | .70% | 1.05% | 1.40% | 1.50% | 1.75% | 1.76% | 1.81% | 2.01% | 2.26% | 2.41% | 2.82% |
IRAs
| Months | 12 mo | 18 mo | 24 mo | 30 mo | 36 mo | |||
| Variable Rate | 1.35% | 1.40% | 1.60% | 1.60% | 1.85% | |||
| APY | 1.36% | 1.41% | 1.61% | 1.61% | 1.87% | |||
| Fixed Rate | 1.75% | 1.80% | 2.00% | 2.00% | 2.25% | |||
| APY | 1.77% | 1.82% | 2.02% | 2.02% | 2.28% | |||
MMDA, SmartBanking, Checking With Interest, Savings
| MMDA | .45% | |||||||
| APY | .45% | |||||||
| SmartBanking MMDA | .85% | |||||||
| APY | .85% | |||||||
| Savings | .05% | |||||||
| APY | .05% | |||||||
| SmartBanking Savings | .75% | |||||||
| APY | .75% | |||||||
| Checking w/interest | 0.05% | |||||||
| APY | 0.05% | |||||||
| SmartChecking w/interest | 0.60% | |||||||
| APY | 0.60% | |||||||